Set up and use Apple Cash on iPhone (U.S. only)
With Apple Cash, you can send, request, and receive money in the Wallet app or Messages app
, get cash back from Apple Card transactions, make purchases using Apple Pay, and transfer your Apple Cash balance to your bank account.
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Set up Apple Cash
Do any of the following:
Open the Wallet app, tap the Apple Cash card, then tap Set Up Now.
Go to Settings
> Wallet & Apple Pay, then turn on Apple Cash.
In Messages, send or accept a payment.
Make purchases with Apple Cash
You can use Apple Cash at locations that accept Visa and support Apple Pay:
Some stores may require a PIN to complete transactions with Apple Cash.
Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction. To see your PIN, tap , then tap Card Details.
Send or request payments with Apple Cash
Tap the Apple Cash card, then tap Send or Request.
Enter a recipient or choose a recent contact, then tap Next.
Enter the amount, then tap Send or Request.
Add a comment if you want, then tap
.
If you’re sending a payment, review the information, then authenticate with Face ID, Touch ID, or your passcode.
You can also send or request payments in Messages.
View your balance and transactions
Tap the Apple Cash card to view your balance and latest transactions. Scroll down to see your transactions grouped by year.
You can also do the following:
Search your transactions: Tap
, enter what you’re looking for, then tap Search on the keyboard. You can also choose a suggested search, such as a category, merchant, location, or contact, then enter additional text to refine your search.
Get a statement: Tap
, tap Card Details, scroll down, then tap Request Transaction Statement.
Review pending requests
Tap the Apple Cash card to view the pending requests.
Tap a pending request, then do any of the following:
Send the payment: Tap Send Money.
Hide or decline the request: Tap
, then choose Dismiss Request or Decline Request. If you dismiss the request, you’ll receive a reminder one day before the request expires.
Manage your Apple Cash
Tap the Apple Cash card, tap , then tap any of the following:
Add Money: Add funds from a debit card in Wallet.
Transfer to Bank: See the Apple Support article Transfer money in Apple Cash to your bank account or debit card.
Card Number: View the last four digits of the Device Account Number—the number transmitted to the merchant.
Card Details: Update your bank account information, turn Express Transit on or off, manage Apple Cash Family, and more.
Notifications: Turn notifications on or off.