Set up Apple Pay in Wallet on iPhone
Using Apple Pay can be simpler than using a physical card, and safer too. With your cards stored in the Wallet app , you can use Apple Pay to make secure payments in stores, for transit, in apps, and on websites that support Apple Pay.
Note: The availability of Apple Pay and its features varies by country or region. See the Apple Support article Countries and regions that support Apple Pay.
To set up Apple Pay, add your debit, credit, and prepaid cards to Wallet.

Add a debit or credit card
Open the Wallet app
on your iPhone.
Tap
. You may be asked to sign in with your Apple ID.
Do one of the following:
Add a new card: Tap Debit or Credit Card, tap Continue, then position your card so that it appears in the camera frame, or enter the card details manually.
Apply for Apple Card: See Set up and use Apple Card on iPhone.
Add your previous cards: Tap Previous Cards, then choose any cards you previously used. These cards may include the card associated with your Apple ID, cards you use with Apple Pay on your other devices, cards you added to Safari AutoFill, or cards you removed from Wallet. Tap Continue, authenticate with Face ID or Touch ID, then follow the onscreen instructions.
Add a card from a supported app: Tap the app of your bank or card issuer (below From Apps on Your iPhone).
The card issuer determines whether your card is eligible for Apple Pay, and may ask you for additional information to complete the verification process.
View the information for a card and change its settings
If you have Apple Card, see Set up and use Apple Card on iPhone. For other cards, do the following:
Open the Wallet app
on your iPhone.
Tap the card.
Note: The latest transactions may appear, showing authorized amounts that may differ from the amount of the payment charged to your account. For example, a gas station may request an authorization of $99, even though you pumped only $25 worth of gasoline. To see the final charges, see the statement from your card issuer, which includes all Apple Pay transactions.
Tap
, then tap any of the following:
Card Number: View the last four digits of the card number and Device Account Number—the number transmitted to the merchant.
Card Details: See more information; change the billing address; turn the transaction history on or off; or remove the card from Wallet.
Notifications: Turn notifications on or off.
Connect your account to Wallet
With participating card issuers, you can connect your account to Wallet (available with iOS 17.1 or later). When your account is connected, you can see your account balance, full transaction history, and more in Wallet.
Open the Wallet app
on your iPhone.
Tap the card you want to connect.
Tap Get Started, then follow the onscreen instructions to connect your account.
If you don’t see Get Started below the card, the card issuer doesn’t support this feature. See the Apple Support article View your account balance and full transaction history in the Wallet app.
Change your Apple Pay settings
Go to Settings
> Wallet & Apple Pay.
Do any of the following:
Double-Click Side Button: (on an iPhone with Face ID) Your cards and passes appear on the screen when you double-click the side button.
Double-Click Home Button: (on an iPhone with a Home button) Your cards and passes appear on the screen when you double-click the Home button.
Allow Payments on Mac: Allows iPhone to confirm payments on your nearby Mac.