Set up and use Apple Cash on iPad (U.S. only)
With Apple Cash, you can make purchases using Apple Pay, send and receive money in the Messages app , and transfer your Apple Cash balance to your bank account.

Set up Apple Cash
Do any of the following:
Go to Settings
> Wallet & Apple Pay, then turn on Apple Cash.
In Messages, send or accept a payment.
Spend with Apple Cash
You can make purchases with Apple Cash at locations that accept Visa and support Apple Pay. See Use Apple Pay in apps, App Clips, and Safari.
Send and receive money with Apple Cash
Money you receive is added to your Apple Cash balance. See Send, receive, and request money on iPad (U.S. only).
Manage your Apple Cash
Go to Settings
> Wallet & Apple Pay, then tap Apple Cash.
Do any of the following:
Add money from a debit card.
Transfer money to your bank. See the Apple Support article Transfer money in Apple Cash to your bank account or Visa debit card.
Choose to manually or automatically accept all payments. If you choose to manually accept payments, you have 7 days to accept a payment before it’s returned to the sender.
Update your bank account information.
Contact Apple Support.
Request a statement—tap Transactions, scroll to the bottom, then tap Request Transaction Statement.
Verify your identity for account servicing and to increase your transaction limits.