Set up and use Apple Cash on iPad (U.S. only)
When you receive money in Messages, it’s added to your Apple Cash. You can use Apple Cash right away wherever you would use Apple Pay. You can also transfer your Apple Cash balance to your bank account.
![The details screen of the Apple Cash card, showing the balance at the top right.](https://help.apple.com/assets/5F19052E680CE2FB46D88582/5F190531680CE2FB46D88597/en_US/ee778aae453486e86d825537c7f00d7b.png)
Set up Apple Cash
Do any of the following:
Go to Settings
> Wallet & Apple Pay, then turn on Apple Cash.
In Messages, send or accept a payment. See Pay in apps or on the web using Apple Pay.
Use Apple Cash
You can use Apple Cash wherever you use Apple Pay:
Manage your Apple Cash
Go to Settings
> Wallet & Apple Pay, then tap Apple Cash.
Do any of the following:
Add money from a debit card.
Transfer money to your bank. See the Apple Support article Transfer money from Apple Cash to your debit card or bank account.
Update your bank account information.
Tap Transactions to view your history and details (including comments sent with payments), manually accept or reject individual payments, and request a statement.
Choose to manually or automatically accept all payments. You have 7 days to manually accept a payment before it’s returned to the sender.
Verify your identity for account servicing and to increase your transaction limits.
Contact Apple Support.