Set up Apple Pay in Wallet on iPhone
Using Apple Pay (on supported models) can be simpler than using a physical card, and safer too. With your cards stored in the Wallet app , you can use Apple Pay to make secure payments in stores, for transit, in apps, and on websites that support Apple Pay. In Messages, use Apple Pay to send and receive money from friends and family and to make purchases using Business Chat.
To set up Apple Pay, add your debit, credit, and prepaid cards to Wallet.
Add a credit or debit card
In Wallet, tap . You may be asked to sign in to iCloud with your Apple ID.
Do one of the following:
Add a new card: Position iPhone so that your card appears in the frame, or enter the card details manually.
Add your previous cards: Select the card associated with your Apple ID, cards you use with Apple Pay on your other devices, or cards that you’ve removed. Tap Continue, then enter the CVV number of each card.
Alternatively, you may be able to add your card from the app of the bank or card issuer.
The card issuer determines whether your card is eligible for Apple Pay, and may ask you for additional information to complete the verification process.
Set the default card and rearrange your cards
The first card you add to Wallet becomes your default card for payments. To set a different card as the default, move it to the front of the stack.
In Wallet, choose your default card.
Touch and hold the card, then drag it to the front of the stack.
To reposition another card, touch and hold it, then drag it to a new location.
Note: Apple Pay may not be available in all regions, and Apple Pay features may vary by region. See the Apple Support article Countries and regions that support Apple Pay.