Transfer money from Savings to Apple Cash or your external bank account

You can transfer money from Savings to a linked external bank account or to Apple Cash.

Transfer money from Savings to a linked external bank account

To transfer money from your Savings1 account to your bank account, you need to link your bank account to Savings.2

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings account, then tap Withdraw.

  3. Enter the amount to withdraw, then tap Next.

  4. If the bank account you want use is listed in the Transfer To field, tap Next.

    • If you don't see your preferred bank account or you see Apple Cash listed, tap Transfer To. Then tap your preferred bank account.

  5. Double click the side button to transfer, then confirm with Face ID, Touch ID, or your passcode.

If you transfer money from Savings to a linked external bank account, it typically takes 1-3 business days for the transfer to complete. Transfers are subject to review. Check with your external bank for funds availability.

Transfer money from Savings to Apple Cash

To transfer money from Savings to Apple Cash,3 you need to set up Apple Cash and verify your identity. Transfers you make from Savings to Apple Cash are subject to transfer limits.

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings account, then tap Withdraw.

  3. Enter the amount to withdraw, then tap Next.

  4. If Apple Cash is listed in the Transfer To field, tap Next.

    • If you don't see Apple Cash listed, tap Transfer To. Then tap Apple Cash.

  5. Double-click the side button to transfer, then confirm with Face ID, Touch ID, or your passcode.

If you transfer money from Savings to Apple Cash, the funds are typically available instantly. Transfers are subject to review.

Learn More

  1. To access Savings, Apple Card Owners and Co-Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash Card and Savings accounts. Owners and Co-Owners may individually change where their Daily cash is deposited at any time. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information. Savings accounts are not available in Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.

  2. Transfer limits may apply to Savings transfers to and from Apple Cash. Transfers may be subject to additional limitations; please see the Deposit Account Agreement for more information. For transfers to external banks, withdrawals from Savings typically occur within 1-3 business; please contact your external bank regarding availability of funds sent from Savings.

  3. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about the Terms and Conditions. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If youʼre under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Terms and Conditions for details. To access and use all Apple Cash features, you must have an eligible device with Wallet that has the latest version of iOS.


To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

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