View and update your Savings account information in Apple Wallet

Update your address and account notifications, manage your linked external bank accounts, and get tax forms and account statements — all from the Wallet app.

Change your Savings email address

The email address used for your Savings account1 is the email address that's associated with your Apple Account. You can change your Apple Account email address at any time.

Change your Savings mailing address

If you update your mailing address for Savings, your Apple Card billing address is also updated automatically.2

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings account.

  3. Tap the More buttonthe more button, then tap Account Details.

  4. Scroll down and tap Account Information.

  5. Tap Update Mailing Address.

Add or delete an external bank account for Savings

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings account.

  3. Tap the More buttonthe more button, then tap Account Details.

  4. Scroll down and tap Bank Accounts.

    • To add an external bank account: Tap Add Another Bank Account, then follow the onscreen instructions.

    • To delete an external bank account: Tap Edit, tap the Remove buttonNo alt supplied for Image next to the bank account that you want to delete, then tap Done.

External bank account eligibility

Your external bank account will need to meet the following criteria in order to be linked:

  • Be a checking, savings, or other deposit account.

  • Be a personal account and not a business or trust account.

  • Be a financial institution based in the U.S. or U.S Territories.

  • Be an account owned by you.

Apple Card owners

When you set up Savings, any eligible bank account you use for your Apple Card account will automatically be added to your new Savings account.

Apple Card co-owners

  • The bank accounts you add to Apple Card for bill payments are automatically shown as a funding source for your Savings.

  • Bank accounts added by a co-owner3 will not be visible. If you're one of the owners on that bank account, you can manually link it as a funding source.

  • If you delete your linked account from Savings, it will also be deleted from Apple Card as a bill payment option.

  • If you add a bank account to Savings, it will not be available for Apple Card bill payments unless you manually add it.

Only Apple Card Family4 account owners and co-owners can set up Savings. Savings accounts set up by Apple Card owners and co-owners are separate, individual accounts. Savings does not offer a joint account feature. Apple Card participants5 aren't eligible to set up Savings accounts.

Download or export your Savings statements

Your monthly Savings statement is typically available on the 1st of each month, and shows your account activity for the statement period.

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings account.

  3. Tap the More buttonthe more button, then tap Documents.

  4. Tap Statements, then tap the month that you want to download or export.

    • To download a PDF: Tap View PDF Statement, then tap the Share buttonNo alt supplied for Image to save, print, or share a copy of your statement.

    • To export your transactions: Tap Export Transactions, then choose the file format that you prefer.

Download a PDF of your Savings tax documents

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings account.

  3. Tap the More More buttonthe more button, then tap Documents.

  4. Tap Tax Documents. You may also have to tap the year that you want to download.

  5. Tap the Share buttonNo alt supplied for Image to save, print, or share a copy of your tax documents.

Tax documents are available by January 31 for customers that have reportable earnings.

Add or delete a beneficiary for your Savings account

  1. Update your iPhone to iOS 17.4 or later.

  2. Open the Wallet app and tap your Apple Card, then tap Savings Account.

  3. Tap the More buttonthe more button, then tap Account Details.

  4. Tap Beneficiaries.

Change your device notifications for Savings

You can opt in to receive notifications when your Savings rate changes, and when you earn interest on your account balance.

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings account.

  3. Tap the More buttonthe more button, then tap Notifications. From here you can turn notification on or off for APY Updates and Interest Earned.

Close your Savings account

Contact a Savings Account Specialist to close your account.

Before you close your Savings account, you can transfer your balance to a linked external bank account or to Apple Cash.6,7

  1. To access Savings, Apple Card Owners and Co-Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash Card and Savings accounts. Owners and Co-Owners may individually change where their Daily cash is deposited at any time. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information. Savings accounts are not available in American Samoa, Guam, Northern Mariana Islands, or US Minor Outlying Islands.

  2. Apple is not a financial institution. Apple Card and Savings are issued and provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

  3. Each Co-Owner is individually liable for all balances on the Co-Owned Apple Card, including amounts due on your Co-Owner's account before the accounts merged. Each Co-Owner will be reported to credit bureaus as an owner on the account. In addition, Co-Owners will have full visibility into all account activity and each Co-Owner is responsible for the other Co-Owner’s instructions or requests. Co-Ownership involves risk, including payment history and other information about your Apple Card, including negative items like missed payments. Addition of new Co-Owner or merging existing accounts is subject to credit approval and general eligibility requirements. For Apple Card eligibility requirements,click here . Either Co-Owner can close the account at any time, which may negatively impact your credit, and you will still be responsible for paying all balances on the account. For details on account-sharing options, including some of the risks and benefits, click here.

  4. Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group.

  5. If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant, click here.

  6. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about the Terms and Conditions . Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 years old and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to sendor receive up to $2000 within a rolling seven-day period. Other limits apply, see Terms and Conditions for details. To access and use all Apple Cash features, you must have an eligible device with Wallet that has the latest version of iOS.

  7. Transfers may be subject to limitations; please see the Deposit Account Agreement for more information.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

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