View and manage your Apple Pay Later loan information
Find what you’re able to spend, review your loan details, and update your payment method in Wallet.
View your available approved amount to spend or request a new amount
On your iPhone, open the Wallet app. On your iPad, go to Settings and tap Wallet & Apple Pay.
Tap Apple Pay Later.
To see the total amount that you can purchase using Apple Pay Later, tap Available to Spend.1
To apply for a different amount, tap New Purchase Amount.
Enter the new planned purchase amount, including estimated taxes and shipping, then follow the on-screen instructions to confirm your information and submit your application.
If approved, you should immediately see the new amount that's available to spend.
We may do a soft credit inquiry to evaluate your new requested loan amount, but this won't impact your credit score.2
View your loan details
On your iPhone, open the Wallet app and tap Apple Pay Later. On your iPad, go to Settings and tap Wallet & Apple Pay. Then tap Apple Pay Later and tap Purchases.
Scroll down to see upcoming payments due, a summary of your purchases, and the total amounts owed for each of your Apple Pay Later loans.
To see your payment schedule for an active loan, tap the purchase. From here, you can also make a loan payment or manage your autopay settings.
To see your payment history for a completed purchase, tap Completed under the Purchases section. From here, you can see all previous loans.
To see your loan agreement, tap the purchase. Tap the Total Cost amount, then tap View Loan Agreement.
See a calendar view of your payments
On your iPhone, open the Wallet app. Then tap Apple Pay Later.
Scroll down to Upcoming Payments, then tap View All Payments.
From here, you can see all paid and upcoming payments for the month, review your total paid and total remaining payments, and make a loan payment.
Update your payment method for autopay
On your iPhone, open the Wallet app. On your iPad, go to Settings and tap Wallet & Apple Pay.
Tap Apple Pay Later.
Tap the loan that you want to update, then tap Autopay.
Select or add the payment method that you want to use to make a payment, then follow the on-screen instructions.
Apple Pay Later loan payments can be made using an eligible US-based debit card or Apple Cash. Apple Cash can only be used for one-time payments.3
Update your address
On iPhone
Open the Wallet app, then tap Apple Pay Later.
Tap the Info button
, then tap Personal Information.Tap Address, then tap Update Address.
Tap Next.
On iPad
Go to Settings and tap Wallet & Apple Pay. Then tap Apple Pay Later.
Tap Personal Information.
Tap Address, then tap Update Address.
Tap Next.
Update your payment due date
Your payment schedule is automatically set when the merchant begins processing your order, meaning that your payment due dates can't be changed. If you experience a hardship that prevents you from paying your loan installments on time, you may qualify for assistance and should contact an Apple Pay Later Specialist.
Learn more
The amount shown in Available to Spend is subject to final approval at checkout.
After making an Apple Pay Later purchase, your Apple Pay Later loan and payment history will be shared with Experian. Your credit score won't currently be affected, but it might be affected in the future.
Apple Cash cannot be used for your down payment.
