Set up Apple Cash

When you set up Apple Cash, you can easily send and receive money in Messages or Wallet or make purchases using Apple Pay or your virtual card number.1

What you need

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How to set up Apple Cash

  1. Open the Settings app on your iPhone, iPad, or Apple Vision Pro.

  2. Scroll down and tap Wallet & Apple Pay.

  3. Turn Apple Cash on.

  4. Under Payment Cards, tap Apple Cash.

  5. Tap Continue, then follow the instructions on your screen.

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When someone sends you money, it's automatically and securely kept on your Apple Cash card. Your new Apple Cash card can be found in the Wallet app.

If you want to set up Apple Cash for a family member under 18 years old, learn how to set up Apple Cash Family. If you're under 18, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.

If you turn off Apple Cash on a device, you can still use Apple Cash on other devices where you’re signed in with your Apple ID.

What you can do with Apple Cash

Learn more

  • There’s no fee to send, receive, or request money using Apple Cash.

  • Setting up Apple Cash doesn't affect your credit and won’t be impacted by any credit freezes.

  • To protect your account, you might be asked to verify your identity at certain points when using Apple Cash. If you don't want to provide this information, you won't be able to use the full functionality of Apple Cash. Learn how to verify your identity.

  • Learn about the minimum and maximum amounts you can send, receive, transfer, and more.

  1. Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.

  2. You can't use person-to-person payments with Apple Cash for business-related activities, like operating a business or paying employees.

  3. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

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