If you don't recognize a charge on your bank, credit card, or debit statement, it could be due to Family Sharing purchases, subscriptions, or your payment method being attached to a different Apple ID. Learn how to identify and get help with unfamiliar charges.
If you’re setting up an Apple ID for the first time and you don't want to set up a payment options, make sure you follow these steps to create it. None isn't an option when you use the Apple ID account page to set your payment method.
If you don't want to use a credit card, you can use another form of payment, such as a gift card. If you already have an Apple ID and don't want a payment method attached to it, learn how to remove your Apple ID payment information.
If you still can't choose None, check to see if it's because of one of these reasons.
If you have an unpaid balance or payment due
You can't select None as your payment type until you pay your balance. To see which order you need to pay for, view your purchase history on a Mac or PC. When you sign in to the store, you might see a message that there was a billing issue with your last order. Click the Billing Info button to see the order.
After you pay for the order, you can change your payment information to None.
If you have a subscription that automatically renews
You might not be able to select None until you cancel the subscription.
If the subscription has a free trial period, we use the payment method that you have on file to make sure that your service won't be interrupted after your free trial period is over. If you don't want to continue a subscription after the free trial, you can cancel the subscription to prevent any charges when the free trial ends.
Your subscription or membership might renew if you don't cancel your subscription or membership more than 24 hours before your renewal date.
If you're using the iTunes Store or App Store for the first time
If you're using the store for the first time with an existing Apple ID, you must provide a payment method. After you create the account, you can change your payment information to None.
If you're creating a new Apple ID, you might be able to create an account without entering your credit card details.
If you are not in the country or region you’re creating an Apple ID for
If you're creating an Apple ID for the first time, and you’re not physically located in the country or region at the time you create the Apple ID, you must enter a payment method. When this happens, you can't choose gift cards or store credit as your payment method.
For example, if you’re in the United States, but you're creating an Apple ID with a billing address in China, you won't be able to choose None as payment method.
If you changed your country or region
When you change the country or region of an existing Apple ID, you must provide a payment method and update your billing options. When this happens, you can't choose gift cards or store credit as your payment method. If you want to remove your payment method after you change the country or region, you can change your payment information to None.
If you're a part of Family Sharing
When you set up Family Sharing, the family organizer must provide a valid payment method. This payment method will be used for all purchases initiated by family members and can only be changed by the family organizer.
If you want to approve purchases made by any family member who is under 18, turn on Ask to Buy.
If you want to stop using Family Sharing, you can disband your family group.