Using Apple Pay in stores, within apps, and on the web

It's never been easier, safer, or more private to pay in stores, restaurants, taxis, vending machines, within apps, and on the web. Learn where and how to pay with Apple Pay.

Pay in stores and other places

With your iPhone or Apple Watch, you can use Apple Pay wherever you see one of these symbols.1,2 You can pay with Apple Pay in stores, restaurants, taxis, vending machines, and many other places.

Pay with iPhone with Face ID

  1. To use your default card, double-click the side button, then glance at your iPhone to authenticate with Face ID, or enter your passcode. 
  2. Hold the top of your iPhone within a few centimeters of the contactless reader until you see Done and a checkmark on the display.

Watch the demo to see how it works.

Pay with iPhone with Touch ID

  1. To use your default card, rest your finger on Touch ID. 
  2. Hold the top of your iPhone within a few centimeters of the contactless reader until you see Done and a checkmark on the display.

Watch the demo to see how it works.

 

Pay with Apple Watch

  1. To use your default card, double-click the side button and hold the display of your Apple Watch within a few centimeters of the contactless reader.
  2. Wait until you feel a gentle tap.

If you need to choose Credit or Debit on the terminal, choose Credit. Depending on the store and transaction amount, you might need to sign a receipt or enter your PIN.

If you're paying with Apple Pay Cash in the United States, authenticate with Face ID, Touch ID, or a secure passcode.3 Some terminals may still request a PIN to complete any debit transaction. If prompted, just enter 0000 or any other four-digit code.

If you're in Japan

Let the cashier know if you're paying with Suica, iD, or QUICPay. Simply look for the logo on your card in Wallet. To use the Suica card that's set as your Express Transit card, simply hold the top of your iPhone near the reader.

If you’re in China

To pay in stores with your credit or debit card, you need to:

  1. On an iPhone with Touch ID, double-click the Home button when your iPhone is locked, or select your card in Wallet and authenticate before holding your iPhone near the reader.
  2. On iPhone X and later, double-click the side button and authenticate with Face ID before holding your iPhone near the reader.

Pay with a different card instead of your default card

Here's how to switch cards:

  • iPhone X or later: Double-click the side button. When your default card appears, tap it, then tap to choose another card. Glance at your iPhone to authenticate with Face ID, then hold the top of your device near the reader to pay. 
  • iPhone 8 or earlier: Hold your device near the reader without resting your finger on Touch ID. When your default card appears, tap it, then tap to choose another card. Rest your finger on Touch ID to pay.
  • Apple Watch: Double-click the side button. When your default card appears, swipe left or right to choose another card. Hold your watch near the reader to pay.


Pay within apps

With your iPhone, iPad, and Apple Watch, you can use Apple Pay to pay within apps when you see Apple Pay as a payment option. Look for one of these buttons in apps.

To pay with Apple Pay within an app:

  1. Tap the Apple Pay button or choose Apple Pay as your payment method.
  2. Check your billing, shipping, and contact information to make sure that they're correct. If you want to pay with a different card, tap  next to your card.
  3. If you need to, enter your billing, shipping, and contact information on your iPhone or iPad. Apple Pay will store that information, so you won't need to enter it again.
  4. Confirm the payment. When your payment is successful, you'll see Done and a checkmark on the screen.
    • iPhone X or later: Double-click the side button, then use Face ID or your passcode.
    • iPhone 8 or earlier or iPad: Use Touch ID or your passcode. 
    • Apple Watch: Double-click the side button. 

In China, you might need to enter your PIN.

In the United States, you can use Apple Pay to make payments in Business Chat.4

Pay on the web in Safari

With your iPhone, iPad, and Mac, you can use Apple Pay to pay on the web in Safari.5,6

With your iPhone or iPad

  1. Tap the Apple Pay button.
  2. Check your billing, shipping, and contact information to make sure that they're correct. If you want to pay with a different card, tap  next to your card.
  3. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information, so you won't need to enter it again.
  4. When you’re ready, make your purchase and confirm the payment.
    • iPhone X or later: Double-click the side button, then use Face ID or your passcode.
    • iPhone 8 or earlier or iPad: Use Touch ID or your passcode. 
    • Apple Watch: Double-click the side button. 
  5. When your payment is successful, you’ll see Done and a checkmark on the screen.

With your MacBook Pro with Touch ID

  1. Tap the Apple Pay button.
  2. Check your billing, shipping, and contact information to make sure that they're correct. To pay with a different card instead of your default card, click Expand menu icon next to your default card and select the card you want to use. 
  3. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information, so you won't need to enter it again.
  4. When you're ready, make your purchase. Follow the prompts on the Touch Bar and place your finger on Touch ID. If Touch ID is off, tap the Apple Pay icon on the Touch Bar and follow the prompts on the screen. When your payment is successful, you'll see Done and a checkmark on the screen.

Apple Pay Cash isn't available in macOS.3

With other Mac models

  1. You need an iPhone or Apple Watch to confirm payments. Make sure that you're signed in with the same Apple ID on all your devices. 
  2. Make sure you've turned on Bluetooth on your Mac.
  3. Tap the Apple Pay button.
  4. Check your billing, shipping, and contact information to make sure that they're correct. To pay with a different card instead of your default card, click Expand menu icon next to your default card and select the card you want to use. You can choose credit and debit cards or Apple Pay Cash from any iPhone or Apple Watch that is nearby and signed into the same iCloud account.3
  5. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information on your iPhone, so you won't need to enter it again.
  6. When you're ready, make your purchase and confirm the payment. 
    • iPhone X or later: Double-click the side button, then use Face ID or your passcode.
    • iPhone 8 or earlier: Use Touch ID or your passcode. 
    • Apple Watch: Double-click the side button. 
  7. When your payment is successful, you'll see Done and a checkmark on the screen.

Use a rewards card

At participating stores, you can receive or redeem rewards using Apple Pay. Just add your rewards card to Wallet and use it when you pay with Apple Pay. If you want your rewards card to appear automatically in a store, go to the card, tap , then turn on Automatic Selection.

After using your rewards card, Apple Pay switches to your default payment card to pay for the purchase. Depending on the store, you can apply your rewards card and payment card in one step, or you might need to wait until the terminal or cashier asks for payment.

Check your transaction history

When you view your card in Wallet, you’ll see the last transaction for each credit card or debit card. You might also see the last ten transactions for your cards. Just tap the card and tap . Then tap the Transactions tab. Depending on your bank or card issuer, you might see only transactions made from your device. Or you might see all transactions made from your credit or debit card account, including all Apple Pay devices and your plastic card.

If you've set up your Apple Watch with Apple Pay, you can check your transaction history in the Watch app on your iPhone. In the Watch app, just tap Wallet & Apple Pay, tap your card, and tap the Transactions tab.

Some banks or issuers provide only initial authorization amounts to Wallet, which might be different from the final transaction amount. Depending on your bank or issuer, you might see different transaction amounts from locations such as restaurants, gas service stations, hotels, and car rental companies. Always refer to the credit or debit card statement from your bank or issuer for final transaction details.

If a transaction was declined, contact your bank or issuer for help.

1. To use Apple Pay to ride transit and pay in stores in Japan, you need an iPhone X, iPhone 8, or iPhone 8 Plus or later, or an Apple Watch Series 3 or later. Or you can use an iPhone 7, iPhone 7 Plus, or Apple Watch Series 2 that's was purchased in Japan. Learn how to tell whether or not your device was purchased in Japan.
2. If you've added your student ID card to Wallet, use your iPhone or Apple Watch to pay where you can pay with your physical student ID card.
3. Apple Pay Cash is only available in the United States. The Apple Pay Cash card is issued by Green Dot Bank, Member FDIC. You may only use your Apple Pay Cash Card where Apple Pay and Discover cards are accepted.
4. Business Chat is currently in beta and is available only in the United States.
5. In China, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later.
6. In Italy, you can use your iPhone and Apple Watch to make Apple Pay purchases in stores with your Maestro card. Maestro cards can't be used within apps and on the web. In Japan, Visa cards can't be used within apps and on the web.

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