Learn how to get 3% Daily Cash back when you use Apple Card with Apple Pay

Make sure that you've set up Apple Card as your default payment card to use with Apple Pay in the Wallet app.

Merchant offers may change at any time. Booking.com Travel Credits are fulfilled by Booking.com B.V. Uber One subscription is fulfilled by Uber Technologies, Inc. Each program is unaffiliated with Apple Card's Daily Cash program. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment of Booking.com's Travel Credits rewards program or the Uber One Subscription.

1. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information.

   • Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

2. To access Savings, Apple Card Owners and Co-Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash account and Savings accounts. Owners and Co-Owners may individually change where their Daily Cash is deposited at any time. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information. Savings accounts are not available in Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

3. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about the Terms and Conditions. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Terms and Conditions for details. To access and use all Apple Cash features, you must have an eligible device with Wallet that has the latest version of iOS.

4. 3% Daily Cash back using Apple Card with Apple Pay is not offered for purchases made with a titanium Apple Card or using your virtual card number.

5. Ace Hardware: 3% Daily Cash is available in the U.S. when using Apple Card with Apple Pay online, in the mobile app, and at participating stores listed at acehardware.com/applecard. Excludes online and mobile app gift card purchases and purchases from third-party merchants using independent point-of-sale systems within a participating Ace Hardware store. Please check with your local participating Ace Hardware store whether your purchases are eligible for 3% Daily Cash.

6. Booking.com: 3% Daily Cash is earned on eligible prepaid stays and car rentals booked through the exclusive Booking.com link provided here and when using Apple Card with Apple Pay. Eligible stays include those paid for using the “Pay Now” rate at the time of booking and can be identified on the site with a badge labeled “Apple Card Benefits”. Eligible car rentals include those paid for using either the “Pay Now” rate or “Pay Part Now, Pay Part Later” rate at the time of booking. Daily Cash is only earned on the prepaid portion of “Pay Part Now, Pay Part Later” rate. You must use the exclusive Booking.com link provided to access eligible stays and car rentals. Stays and car rentals booked through Booking.com’s mobile app or through Booking.com’s website, when not using the exclusive link provided, may not be eligible for 3% Daily Cash. Excluded from earning 3% Daily Cash are: (1) bookings paid for using “Pay at Property”, “Pay Later” or “Partner Offer” Rates, (2) bookings in the categories of flights, flight + hotel (or any other combination of a package deal that includes flight, hotel and/or car rental), cruises, attractions, and airport taxis, (3) any amounts paid directly to third-party stay or car rental companies at time of arrival (e.g. deposits, local fees, taxes, or additional services added), (4) bookings made through (i) any corporate apps or websites that Booking.com provides to companies for employee corporate travel; or (ii) any B2B or partner-specific, co-branded or white label sites, (5) bookings made through Booking.com website and mobile app when accessed from a non-U.S. IP address. Booking.com is not responsible for fulfillment of Apple Card Daily Cash back.

7. ChargePoint: 3% Daily Cash is available when using Apple Card with Apple Pay to pay for electric vehicle charging at public ChargePoint charging stations through the ChargePoint app, at ChargePoint stations with contactless readers, in the ChargePoint Wallet Pass, and home charging purchases through ChargePoint.com. Not valid for purchases at private charging stations or for fleet services, for commercial hardware and software, for support services (i.e. Assure and AssurePro), or for hardware from third parties. Additional terms and restrictions may apply. See ChargePoint.com for more information.

8. Duane Reade and Walgreens: 3% Daily Cash is not available at Sprint Express and independent health service providers, including Walgreens Optical and Walgreens Hearing, or for orders made on third‑party delivery apps.

9. Exxon and Mobil stations: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay (where available) at Exxon- or Mobil-branded pumps and attached convenience stores. To pay at the pump with Apple Pay, use either the Exxon Mobil Rewards+ mobile app or contactless payment. Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store.

10. Nike: 3% Daily Cash is available on purchases made in the U.S. using Apple Card with Apple Pay at Nike stores, Nike.com, the Nike mobile app, the Nike SNKRS app, and Swoosh.com. Excludes purchases at Nike pop-up events. Sprint account payments and purchases made through any Sprint checkout, including those at T‑Mobile U.S. stores, are not eligible for 3% Daily Cash.

11. Uber/Uber Eats: 3% Daily Cash is available on purchases using Apple Card with Apple Pay in the Uber and Uber Eats apps, uber.com and ubereats.com. Daily Cash is earned on the total purchase amount charged to your Apple Card. 3% Daily Cash is not earned on 1) purchases of alcohol in the following states: Oregon, Louisiana, Georgia, Washington, Missouri, 2) Uber Gift Card purchases made on any web browser, 3) Purchases where Uber is not the merchant processing or fulfilling the transaction, for example, bike and/ or car rentals paid for directly with third parties or at rental pickup, or purchases made through third-party apps, affiliate brands or services, and 4) purchases where Apple Pay is not available as a payment option, which may apply to Split Fares and Group Orders, as well as orders made using Uber Freight, Uber Family, Uber Teen, Uber Vouchers, and Uber Transit. Users should always confirm that Apple Card with Apple Pay is the selected payment method before completing a purchase in order to earn 3% Daily Cash. Apple Pay is not available in all markets.

12. Additional Uber Benefits: Apple Card customers can receive a 6 month free trial of an Uber One monthly subscription when they, 1) sign up for an Uber One monthly membership using Apple Card, 2) with Apple Pay as the payment type on file at enrollment, and 3) sign up only through the exclusive link here. Not valid for use on an annual subscription. To receive the Uber One benefits after sign up, you must use Apple Pay at checkout. Users should always confirm that Apple Pay is the selected payment method before completing a purchase in order to receive the Uber One benefits. Apple Pay is not available in all markets. Offer valid for new or returning Uber One subscribers in the U.S. and Puerto Rico, but not valid for existing Uber One subscribers. Only one offer valid per Uber account (each person within an Apple Card Family account can sign-up for their own Uber One subscription if eligible to do so). Must be 18 years or older to sign-up for Uber One. After the 6 month free trial ends, your Uber One subscription renews for $9.99/month until canceled. You can cancel your membership at any time in the Uber One section of the Uber app by selecting Manage Membership, then End Membership, then Leave Uber One. If you cancel before the 6 month free trial ends, you will still receive the full 6 months free. If you cancel less than 24 hours before your next renewal day, you may see a charge that will be automatically refunded. Except where prohibited by law, your subscription charge is non-refundable once your billing cycle begins. Use of Uber One is governed by these terms. Uber One subscription is fulfilled by Uber Technologies, Inc. and is unaffiliated with Apple Card's Daily Cash program. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment of Uber One subscription program.

13. Additional Booking.com Benefits: As part of Booking.com’s Rewards and Wallet program, Apple Card customers earn 2% in Booking.com Travel Credits on eligible bookings as described here, or when you use Apple Card on qualifying “Pay Now” stays and car rentals, and “Pay Part Now, Part Later” car rentals after using the exclusive Booking.com link provided to book eligible stays and car rentals using Apple Card. Travel Credits are only earned at the completion of an eligible stay or car rental, are only for use on future bookings on Booking.com, and subject to all terms and conditions found here. Booking.com Travel Credits are fulfilled by Booking.com B.V. and are unaffiliated with Apple Card’s Daily Cash program. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment of Booking.com’s Travel Credits rewards program.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.