Get unlimited Daily Cash with Apple Card

Learn how to get a percentage of every Apple Card purchase back as Daily Cash, where to find your Daily Cash, and how to use it.

What is Daily Cash?

When you buy something with Apple Card, you get a percentage of your purchase back in Daily Cash.1 There’s no limit to how much Daily Cash you can get, and you can choose where it goes. Grow your Daily Cash by having it automatically deposited into Savings so that you earn interest.2 Or have Daily Cash automatically deposited into Apple Cash so that you can spend it, or send it to other people that you know.3

If you share an Apple Card,4 or use Apple Card Family,5 each person receives unlimited Daily Cash for their own purchases.

How to find your Daily Cash

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap the More buttonthe more button.

  3. Tap Daily Cash.

Here, you'll see:

  • The lifetime Daily Cash that you've received

  • How to earn Daily Cash

  • Your Daily Cash Election

  • Special Offers

  • Merchants that offer 3% Daily Cash when you use your Apple Card with Apple Pay6

To see the Daily Cash that you've earned in a specific week, month, or year:

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Yearly Activity.

  3. From the top of the screen, tap Week, Month, or Year to see the total amount of Daily Cash you received for each time period.

  4. To view a previous week, month, or year, swipe right.

To see the Daily Cash that you earned for a specific purchase:

  1. Open the Wallet app, then tap your Apple Card.

  2. From the top-right of your screen, tap the Search icon Search icon.

You can search by category, merchant, location, date, or transaction amount. If you use Apple Card Family, you can see who made the purchase.

Find merchants that offer 3% Daily Cash when you use Apple Card with Apple Pay

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap the More buttonthe more button, then tap Daily Cash.

  3. Scroll down to Merchant Benefits, then tap See Details to see the complete list of merchants that offer 3% Daily Cash when you use your Apple Card with Apple Pay.

You can download or open merchant apps, access merchant websites, and find store locations here.

Learn more about the merchants that offer 3% Daily Cash when you use Apple Card with Apple Pay.

Change where you send your Daily Cash

You can only have one Daily Cash Election at a time.7 You can choose to send your Daily Cash to Apple Cash, or you can choose to have your Daily Cash automatically deposited into Savings.

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap the More buttonthe more button, then tap Daily Cash.

  3. Under Daily Cash Election, select Savings or Apple Cash.

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Send Daily Cash to Apple Cash

If you haven't already, you can set up an Apple Cash account.8 Then, you can use your Daily Cash to:

If you use Apple Card Family and share your account with people under 18 years old, set up Apple Cash Family.

Send Daily Cash to Savings

  • If you haven't already, you can set up a Savings account and begin earning interest on your Daily Cash. You can add or withdraw funds from Savings anytime with no fees.

  • If you share an Apple Card, owners and co-owners can each set up their own Savings accounts. Savings accounts are individuallly-owned and don't allow you to add a co-owner.

  • If you have any Daily Cash available to redeem as an Apple Card statement credit, that Daily Cash will be transferred to your new Savings account when you set up Savings.

If you don't set up Savings or Apple Cash

  • If you don't set up Savings or Apple Cash as your Daily Cash Election, your Daily Cash from Apple Card purchases accumulates. The Daily Cash that accumulates can be redeemed as a credit to your Apple Card account, which is considered a payment.

  • If you later make a Daily Cash Election, any accrued but unredeemed Daily Cash will be transferred to your Daily Cash Election.

What happens to Daily Cash when you return a purchase

If you return a purchase made with Apple Card and are issued a credit for the purchase price, the Daily Cash you received when you made the purchase is charged back to your Apple Card.7

  1. Apple is not a financial institution. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Available for qualifying applicants in the United States.

  2. Apple is not a financial institution. Savings is provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. By opening a Savings account, Apple Card owners and co-owners are affirmatively electing to have all accrued but unredeemed Daily Cash automatically deposited into their respective Savings account. Future Daily Cash will be automatically transferred to Savings as long as Savings remains the current Daily Cash Election in good standing. Owners and co-owners may individually change where their Daily Cash is deposited at any time. Savings accounts are available to qualifying depositors in the United States, except American Samoa, Guam, Northern Mariana Islands, or US Minor Outlying Islands. To access Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.

  3. Apple Cash issued by Green Dot Bank, Member FDIC. See apple.com/apple-pay for more information. If you do not have an Apple Cash account, or other Daily Cash election in good standing, Daily Cash will accrue and can be redeemed by you as a credit on your statement balance. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information.

  4. Apple Card Family participants and co-owners do not need to have a familial relationship, but must be part of the same Apple Family Sharing Group.

  5. Participants under 18 years old on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card. If an Apple Card Family owner does not have an Apple Cash account, or other Daily Cash Election in good standing, Daily Cash will accrue and the owner can request that the accumulated Daily Cash be applied towards the owner's Apple Card balance by contacting Goldman Sachs.

  6. Your Lifetime Daily Cash reflects amounts provided to you and not to any other person using the account. Your Lifetime Daily Cash excludes Daily Cash Adjustments and may also exclude certain manual Daily Cash credits. Some promotional content may not be updated in real time.

  7. See the Daily Cash section of your Apple Card Customer Agreement for complete details.

  8. If your Apple Cash account is restricted or locked, your Daily Cash still accumulates.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

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