Use Advanced Fraud Protection with Apple Card

Turn on a security code that changes periodically for even more secure Apple Card purchases.

What is Advanced Fraud Protection?

Advanced Fraud Protection is a way to keep your Apple Card information even more secure. After turning on Advanced Fraud Protection, your three-digit Apple Card security code will change periodically after it's been viewed in the Wallet app or after it's been auto-filled from Safari.

You should check your security code each time you want to make a purchase with Apple Card to be sure you're using the most up-to-date code. You can also use Advanced Fraud Protection without affecting your recurring purchases and subscriptions, such as streaming services or memberships, because these merchants use your security code to authorize payment just once when you first sign up.

How to turn on a rotating security code

You can turn on a rotating security code for Apple Card from your iPhone or iPad as long as your device has the latest version of iOS or iPadOS installed. You'll also need to add Apple Card to your devices before you can turn on Advanced Fraud Protection.

From your iPhone

1. Open the Wallet app and tap Apple Card.

2. Tap the card number icon, then authenticate with Face ID, Touch ID, or your passcode.

3. Scroll down to Advanced Fraud Protection and turn it on.

From your iPad

1. Open the Settings app.

2. Scroll down and tap Wallet & Apple Pay.

3. Tap Apple Card, then tap the Info tab.

4. Tap Card Number, then scroll down to Advanced Fraud Protection and turn it on.

You'll know your rotating security code is turned on when you see the clock icon next to your three-digit security code. If you're viewing your security code on a device that doesn't have the latest version of iOS, iPadOS, or WatchOS you may not see the clock icon next to your security code.

Turning off your rotating security code

You can turn off Advanced Fraud Protection and your rotating security code without any impact to existing Apple Card transactions or recurring monthly subscriptions. After you turn Advanced Fraud Protection off, your Apple Card security code will stop changing periodically.

From your iPhone

1. Open the Wallet app and tap Apple Card.

2. Tap the card number icon, then authenticate with Face ID, Touch ID, or your passcode.

3. Scroll down to Advanced Fraud Protection and turn it off.

From your iPad

1. Open the Settings app.

2. Scroll down and tap Wallet & Apple Pay.

3. Tap Apple Card, then tap the Info tab.

4. Tap Card Number, then scroll down to Advanced Fraud Protection and turn it off.

You'll know your rotating security code is turned off when you no longer see the clock icon next to your three-digit security code. If you're viewing your security code on a device that doesn't have the latest version of iOS, iPadOS, or WatchOS you may not see the clock icon next to your security code.