Set up and manage Apple Cash on iPhone (U.S. only)
When you receive money in Messages, it’s added to your Apple Cash card in Wallet. You can use Apple Cash right away wherever you would use Apple Pay. You can also transfer your Apple Cash balance to your bank account.
Set up Apple Cash
Do any of the following:
Go to Settings > Wallet & Apple Pay, then turn on Apple Cash.
In Messages, send or accept a payment. See Send and receive money with Apple Pay on iPhone (U.S. only).
Use Apple Cash
You can use Apple Cash wherever you would use Apple Pay. See the following topics:
Manage your Apple Cash
In Wallet, tap the Apple Cash card.
View your latest transactions, or scroll down to see all your transactions grouped by year.
Tap , then do any of the following:
Add money from a debit card in Wallet.
Transfer money to your bank. See the Apple Support article Transfer money from Apple Cash to your debit card or bank account.
Update your bank account information.
Request a statement.
Choose to manually or automatically accept all payments. You have 7 days to manually accept a payment before it’s returned to the sender.
See your suggested PIN. Apple Cash doesn’t require a PIN because every payment is authenticated by Face ID, Touch ID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction.
Verify your identity for account servicing and to increase your transaction limits.
Contact Apple Support.