Transfer money from Apple Pay Cash to your bank account

You can transfer money from your Apple Pay Cash1 balance to your bank account within 1 to 3 business days.

How to transfer to your bank

You can only transfer money to a United States bank account. Here's how to add your bank account information and make a transfer:

  1. Go to your card info:
    • iPhone: Open the Wallet app, tap your Apple Pay Cash card, then tap 
    • iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Pay Cash card.
    • Apple Watch: Transfer money using your iPhone. 
  2. Tap the Info tab, then tap Transfer to Bank.
  3. If you haven’t already added a bank account, tap Add Bank Account. Enter your routing number and account number, then confirm the numbers.* Don't know your routing number or account number
  4. Enter an amount.
  5. In the upper-right corner, tap Transfer. 
  6. Confirm with Face ID, Touch ID, or passcode. 
  7. Wait for the money to transfer. This can take 1 to 3 business days

How long does a bank transfer take

Bank transfers usually take 1 to 3 business days to complete. Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers won't be deposited on bank holidays or the weekend. See holidays observed by the Federal Reserve on federalreserve.gov

How to update your bank account information

  1. Go to your card info:
    • iPhone: Open the Wallet app, tap your Apple Pay Cash card, then tap 
    • iPad: Open the Settings app, tap Wallet & Apple Pay, then tap your Apple Pay Cash card.
    • Apple Watch: Edit the information using your iPhone.
  2. Tap the Info tab, then tap Transfer to Bank. 
    • To delete your banking information, tap Edit, then tap Delete Bank Account Information. Tap again to confirm. After deleting, you can add your bank information again or add different information. 
    • To add your banking information, tap Add Bank Account. Enter your routing number and account number, then confirm the numbers.2

After you update your information on one device, it automatically updates on all the devices where you're signed in with your Apple ID.

Learn about limits

You can transfer up to $3,000 per transfer and up to $20,000 within a seven-day period from Apple Pay Cash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from Apple Pay Cash to your bank account. 

Learn about account limits and person to person payment limits

How to find your bank account number or routing number

Your bank account number and routing numbers are easy to find on your checks. Or you can always contact your bank and ask for this information.

Get help

If you don't receive a transfer after three business days, contact us. If you think that you entered the wrong bank account or routing number, contact us.

If you can't transfer money, make sure that your devices meet the requirements:

  1. Check for iOS or watchOS updates.
  2. Make sure that your device is eligible.
  3. Make sure that you have a Wi-Fi or cellular connection.

After each step, try to transfer money again:

  1. Make sure that you added an eligible United States bank account and that you entered the correct account and routing numbers. If you enter the wrong numbers, the transfer might go to the wrong account. 
  2. Check the limits. The minimum amount that you can transfer to your bank account is $1. If your balance is less than $1, you can transfer your total balance as an exception to the minimum. The maximum amount that you can transfer per transaction is $3,000. 

If you still can't transfer money to your bank, you might need to verify your identity

  1. You must be at least 18 years old and a resident of the United States to send and receive money with Apple Pay or receive the Apple Pay Cash card. These services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
  2. Enter your bank information carefully. If you enter the wrong information, your money might go to the wrong account and may not be able to be recovered. If you need help, contact us
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