Additional verification with Apple Pay

A card issuer can decide whether a credit or debit card requires additional verification. Depending on what is offered by the card issuer, the user may be able to choose between different options for additional verification, such as a text message, email, customer service call, or a method in an approved third-party app to complete the verification. For text messages or email, the user selects from contact information the issuer has on file. A code is sent, which must be entered into the Wallet app, Settings, or the Apple Watch app. For customer service or verification using an app, the issuer performs their own communication process.

Helpful?

Apple Platform Security

Additional verification with Apple Pay