How to close your Apple Card account
To close an Apple Card account, the account owner or co-owner can contact an Apple Card Specialist.
How to close your Apple Card account
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details
.Tap the Message button
to chat with or call an Apple Card Specialist.
After an account is closed, the account owner and co-owner are responsible for paying any remaining balance.1 Make sure that you remove Apple Card from automated bills, such as utilities, or accounts that you use for online spending.
When you close an Apple Card Family account, the account closes for everyone associated with that shared Apple Card account.2 This includes the co-owner and all participants. Any transactions that are attempted on the account by any owner, co-owner, and participant will automatically be declined.3 The account owner or co-owners are still responsible for repaying the balance on the account in full.
About removing participants from Apple Card Family
If you use Apple Card Family, you can remove a participant without closing the account. You cannot remove a co-owner from your account. Instead, you must close the account.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
Each Co-Owner is individually liable for all balances on the Co-Owned Apple Card, including amounts due on your Co-Owner's account before the accounts merged. Each Co-Owner will be reported to credit bureaus as an owner on the account. In addition, Co-Owners will have full visibility into all account activity and each Co-Owner is responsible for the other Co-Owner’s instructions or requests. Co-Ownership involves risk, including payment history and other information about your Apple Card, including negative items like missed payments. Addition of new Co-Owner or merging existing accounts is subject to credit approval and general eligibility requirements. For Apple Card eligibility requirements, click here. Either Co-Owner can close the account at any time, which may negatively impact your credit, and you will still be responsible for paying all balances on the account. For details on account-sharing options, including some of the risks and benefits, click here.
Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group.
If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant, click here.
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