Lock or unlock Apple Card
If your titanium Apple Card isn't currently in your possession, you might want to lock it. You can unlock it at any time in the Wallet app with your Apple Account password.
How to lock your titanium Apple Card
After you lock your titanium Apple Card, you can't use it to make purchases until you unlock it.
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details
.Scroll down to Titanium Card and tap Lock Card.
How to lock a participant's titanium Apple Card
If you use Apple Card Family1 and you're the account owner or co-owner2, you can lock a participant's3 titanium Apple Card.
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details.Tap the participant's name.
Scroll down to Titanium Card and tap Lock Card.
How to pause a participant's spending on your account
If you use Apple Card Family and you're the account owner or co-owner, you can pause a participant's spending. When you do this, the participant can't make purchases with Apple Card using Apple Pay, a titanium Apple Card, or the titanium card number. Pausing a participant's spending doesn't remove them from the Apple Card Family account.
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details.Tap the participant's name.
Tap Lock to Pause Spending, then follow the onscreen instructions. You might be asked to enter your Apple Account password.
How to unlock your titanium Apple Card
After you unlock your titanium Apple Card, you can use it to make purchases.
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details.Scroll down to Titanium Card and tap Unlock Card, then follow the onscreen instructions. You might be asked to enter your Apple Account password.
How to unlock a participant's titanium Apple Card
If you use Apple Card Family and you're the account owner or co-owner, you can unlock a participant's titanium Apple Card.
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details.Tap the participant's name.
Scroll down to Titanium Card and tap Unlock Card, then follow the onscreen instructions. You might be asked to enter your Apple Account password.
How to restore a participant's spending ability on your account
If you're an account owner or co-owner and you paused a participant's spending, you can unlock the participant. When you do this, the participant can resume using your shared Apple Card Family account.
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details.Tap the participant's name.
Tap Unlock to Resume Spending, then follow the onscreen instructions. You might be asked to enter your Apple Account password.
If your titanium Apple Card is lost or stolen
First, lock your titanium Apple Card. Then use your iPhone or iPad to request a replacement card.
If your iPhone and titanium Apple Card are both missing or stolen:
For a replacement card, contact an Apple Card Specialist at Goldman Sachs.
Then locate your missing iPhone with Find My and protect your information.
Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group.
Each Co-Owner is individually liable for all balances on the Co-Owned Apple Card, including amounts due on your Co-Owner's account before the accounts merged. Each Co-Owner will be reported to credit bureaus as an owner on the account. In addition, Co-Owners will have full visibility into all account activity and each Co-Owner is responsible for the other Co-Owner’s instructions or requests. Co-Ownership involves risk, including payment history and other information about your Apple Card, including negative items like missed payments. Addition of new Co-Owner or merging existing accounts is subject to credit approval and general eligibility requirements. For Apple Card eligibility requirements, click here. Either Co-Owner can close the account at any time, which may negatively impact your credit, and you will still be responsible for paying all balances on the account. For details on account-sharing options, including some of the risks and benefits, click here.
If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is over utilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant, click here.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
Apple Pay is a service provided by certain Apple affiliates, as designated by the Apple Pay privacy notice. Neither Apple Inc. nor its affiliates are a bank. Any card used in Apple Pay is offered by the card issuer.
Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.
