Learn how to get 3% Daily Cash back when you use Apple Card with Apple Pay

Make sure that you've set up Apple Card as your default payment card to use with Apple Pay in the Wallet app.

Merchant offers may change at any time. Booking.com Travel Credits are fulfilled by Booking.com B.V. Uber One subscription is fulfilled by Uber Technologies, Inc. Hertz additional benefits are fulfilled by The Hertz Corporation. Each program is unaffiliated with Apple Card's Daily Cash program. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment of Booking.com's Travel Credits rewards program, the Uber One subscription, or the Hertz additional benefits.

1. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information.

2. To access Savings, Apple Card Owners and Co-Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash accounts and Savings accounts. Owners and Co-Owners may individually change where their Daily Cash is deposited at any time. For additional information about Daily Cash, including how it is earned, please see the Apple Card Customer Agreement. Savings accounts are not available in Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.

3. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about Apple Cash Terms and Conditions from Green Dot Bank. Only available in the 50 United States, the District of Columbia, and Puerto Rico (collectively the “U.S.”). To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Apple Cash Terms and Conditions from Green Dot for details. To access and use all Apple Cash features, you must register your Apple Cash Account and have an eligible Apple device with Wallet that has the latest version of iOS. All communications from Apple and Green Dot Bank about Apple Cash (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Cash can be viewed in another language depending on your device language settings.

4. 3% Daily Cash back using Apple Card with Apple Pay is not offered for purchases made with a titanium Apple Card or using your virtual card number.

5. Ace Hardware: 3% Daily Cash is available in the U.S. when using Apple Card with Apple Pay online, in the mobile app, and at participating stores listed at acehardware.com/applecard. Excludes online and mobile app gift card purchases and purchases from third-party merchants using independent point-of-sale systems within a participating Ace Hardware store. Please check with your local participating Ace Hardware store whether your purchases are eligible for 3% Daily Cash.

6. Booking.com: 3% Daily Cash is only earned on eligible stays and car rentals, (a) booked through the exclusive Booking.com link provided here, (b) when making payment in advance directly to Booking.com, (c) using an eligible rate type, (d) and using Apple Card with Apple Pay. Eligible stays include those paid in full, directly to Booking.com, before your check in date using any of the following eligible rate types at the time of booking: “Pay now”, “Pay later”, “Pay part now, part later”, “Pay on [selected date]”, or “Pay part now, the rest on [selected date]” (for any of the previous options where a payment is made later, the ‘later’ or ‘selected date’ must occur before check in and be paid directly to Booking.com). Stays booked using “Pay later” (if paid at check-in at property), “Pay when you stay”, or “Pay at the property” rate types will NOT earn 3% Daily Cash. Eligible stays which accept Apple Pay can be identified on the site with a badge labeled “Apple Card Benefits”, but for any badged stay you must then choose an eligible rate type and pay in advance directly to Booking.com using Apple Card with Apple Pay to earn 3% Daily Cash on the booking. Eligible car rentals include those paid directly to Booking.com using either eligible rate type at the time of booking: “Pay now” or “Pay part now, part later” (only the portion paid in advance directly to Booking earns 3% though). Car rentals booked using “Pay at pickup” rate type will NOT earn 3% Daily Cash. Eligible car rentals which accept Apple Pay are not identified with any badge, and rather you must choose to pay for a car rental with an eligible rate type using Apple Card with Apple Pay to earn 3% Daily Cash on the booking. Stays and car rentals booked through Booking.com’s mobile app or through Booking.com’s website, when not using the exclusive link provided, may not be eligible for 3% Daily Cash. Excluded from earning 3% Daily Cash are: (1) any bookings paid for using “Pay later” (if paid at property), “Pay when you stay”, “Pay at the property”, “Pay at pickup” or “Partner Offer” rate types, (2) any amounts paid using payment methods other than Apple Card with Apple Pay, (3) bookings in the categories of flights, flight + hotel (or any other combination of a package deal that includes flight, hotel and/or car rental), cruises, attractions, and airport taxis, (4) any amounts paid directly to third-party stay or car rental companies at any point including those paid at time of arrival (e.g. the “Pay part later” portions of car rental rates, deposits, local fees, taxes, or additional services added), (5) bookings made through (i) any corporate apps or websites that Booking.com provides to companies for employee corporate travel; or (ii) any B2B or partner-specific, co-branded or white label sites, (6) bookings made through Booking.com website and mobile app when accessed from a non-U.S. IP address. Booking.com is not responsible for fulfillment of Apple Card Daily Cash back.

7. ChargePoint: 3% Daily Cash is available when using Apple Card with Apple Pay to pay for electric vehicle charging at public ChargePoint charging stations through the ChargePoint app, at ChargePoint stations with contactless readers, in the ChargePoint Wallet Pass, and home charging purchases through ChargePoint.com. Not valid for purchases at private charging stations or for fleet services, for commercial hardware and software, for support services (i.e. Assure and AssurePro), or for hardware from third parties. Additional terms and restrictions may apply. See ChargePoint.com for more information.

8. Duane Reade and Walgreens: 3% Daily Cash is not available at Sprint Express and independent health service providers, including Walgreens Optical and Walgreens Hearing, or for orders made on third‑party delivery apps.

9. Exxon and Mobil stations: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay (where available) at Exxon- or Mobil-branded pumps and attached convenience stores. To pay at the pump with Apple Pay, use either the Exxon Mobil Rewards+ mobile app or contactless payment. Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store.

10. Hertz: 3% Daily Cash, fulfilled by Apple Card is available at participating Hertz locations in the U.S. when using Apple Card with Apple Pay to pay for eligible Hertz vehicle rentals booked through Hertz.com or in the Hertz mobile app. Eligible vehicle rentals include cars, SUVs, electric vehicles, minivans, and trucks both rented from and returned to U.S. Hertz corporate locations (“Qualifying Locations”). Note both corporate and franchise location types are listed on that webpage, but you must select a “corporate” location type to qualify. When reserving an eligible vehicle using the “Pay Later” payment option with Apple Pay, your Apple Card purchase will be processed upon pick up. You will not earn 3% Daily Cash if you choose to pay using another payment method at the pickup counter, even if Apple Pay was used to reserve the vehicle online. Hertz vehicle rentals that will not earn 3% Daily Cash include: (1) rentals booked by phone, or at physical Hertz locations, or independently licensed franchise locations (2) rentals greater than 61 days in length, (3) cargo vans and box truck rentals, (4) rentals booked through third-party websites or apps, (5) rentals booked through other Hertz apps or through Hertz affiliated programs, including, but not limited to Hertz HZ app, Hertz Click&Drive by WeShareIt, on Hertz Car Sales, Rent2Buy, Rental Car Insurance Replacement Program, Hertz Business Rewards rentals, Hertz Delivery rentals, Government & Military employee rentals, Meeting & Convention rentals, rentals from Dollar or Thrifty, or Hertz Entertainment services. Qualifications apply to rent a vehicle. Please refer to Hertz Rental Qualification Requirements.

11. Nike: 3% Daily Cash is available on purchases made in the U.S. using Apple Card with Apple Pay at Nike stores, Nike.com, the Nike mobile app, the Nike SNKRS app, and Swoosh.com. Excludes purchases at Nike pop-up events.

12. Uber/Uber Eats: 3% Daily Cash is available on purchases using Apple Card with Apple Pay in the Uber and Uber Eats apps, uber.com and ubereats.com. Daily Cash is earned on the total purchase amount charged to your Apple Card. 3% Daily Cash is not earned on 1) purchases of alcohol in the following states: Oregon, Louisiana, Georgia, Washington, Missouri, 2) Uber Gift Card purchases made on any web browser, 3) Purchases where Uber is not the merchant processing or fulfilling the transaction, for example, bike and/ or car rentals paid for directly with third parties or at rental pickup, or purchases made through third-party apps, affiliate brands or services, and 4) purchases where Apple Pay is not available as a payment option, which may apply to Split Fares and Group Orders, as well as orders made using Uber Freight, Uber Family, Uber Teen, Uber Vouchers, and Uber Transit. Users should always confirm that Apple Card with Apple Pay is the selected payment method before completing a purchase in order to earn 3% Daily Cash. Apple Pay is not available in all markets.

13. Additional Booking.com benefits: As part of Booking.com’s Rewards and Wallet program, Apple Card customers earn 2% in Booking.com Travel Credits on eligible bookings as described here, or when you use Apple Card on qualifying “Pay Now” stays and car rentals, and “Pay Part Now, Part Later” car rentals after using the exclusive Booking.com link provided to book eligible stays and car rentals using Apple Card. Travel Credits are only earned at the completion of an eligible stay or car rental, are only for use on future bookings on Booking.com, and subject to all terms and conditions found here. Booking.com Travel Credits are fulfilled by Booking.com B.V. and are unaffiliated with Apple Card’s Daily Cash program. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment of Booking.com’s Travel Credits rewards program.

14. Additional Hertz benefits: To access these benefits, customers must visit the Hertz Apple Card portal through the exclusive Hertz link available in either the Merchant Benefits section of Rewards & Offers in the Wallet app or through materials provided to existing Apple Card customers. Additional Hertz Benefits, also known as “Apple Card Benefits fulfilled by Hertz,” are fulfilled by The Hertz Corporation. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment of Additional Hertz Benefits. You must be an existing Apple Card customer to access these benefits. Apple Card customers receive additional Hertz car rental benefits (“Additional Hertz Benefits”) by using the exclusive Hertz link to book eligible vehicle rentals in the U.S. (note: when you click the exclusive link, the link will automatically apply the discount code to the reservation). Applicable additional benefits will be applied to a qualifying reservation when using that exclusive link. The Additional Hertz Benefits include: (a) at least 5% discount off the car rental Pay Later base rates (actual amount of discount offered will vary depending on date, location, length of rental, car class and other factors, and taxes, fees, and options are excluded), (b)Free Emergency Roadside Service, (c) one (1) free additional driver (who must have a credit card in their name added to reservation and they must meet standard rental qualifications), (d) and protect your car when you add optional Loss Damage Waiver (LDW), also known as “Protect the car,” vehicle protection at a discounted rate of $16.95 per day (plus tax) and subject to compliance with rental agreement. All Additional Hertz Benefits are available in the U.S. only and provided the renter is not in violation of the rental agreement. Eligible vehicle rentals include cars, SUVs, electric vehicles, minivans, and trucks both rented from and returned to U.S. Hertz corporate locations and when booked through Hertz.com or in the Hertz mobile app. To receive your Additional Hertz benefits, you must complete your booking through the Hertz Apple Card portal. Not valid on Hertz rentals (1) booked by phone, or at physical Hertz locations, or at independently licensed franchise locations, (2) rentals greater than 61 days in length, (3) cargo vans and box trucks, (4) booked through third-party websites or apps, (5) booked through other Hertz apps or through Hertz affiliated programs, including, but not limited to Hertz HZ app, Hertz Click&Drive by WeShareIt, on Hertz Car Sales, Rent2Buy, Rental Car Insurance Replacement Program, Hertz Business Rewards rentals, Hertz Delivery rentals, Government & Military employee rentals, Meeting & Convention rentals, rentals from Dollar or Thrifty, or Hertz Entertainment services. Additional terms and exclusions apply regarding fulfillment and use of Additional Hertz Benefits, please see this page for details. Qualifications apply to rent a vehicle. Please refer to Hertz Rental Qualification Requirements.

15. Additional Uber benefits: Apple Card customers can receive a 6 month free trial of an Uber One monthly subscription when they, 1) sign up for an Uber One monthly membership using Apple Card, 2) with Apple Pay as the payment type on file at enrollment, and 3) sign up only through the exclusive link here. Not valid for use on an annual subscription. To receive the Uber One benefits after sign up, you must use Apple Pay at checkout. Users should always confirm that Apple Pay is the selected payment method before completing a purchase in order to receive the Uber One benefits. Apple Pay is not available in all markets. Offer valid for new or returning Uber One subscribers in the U.S. and Puerto Rico, but not valid for existing Uber One subscribers. Only one offer valid per Uber account (each person within an Apple Card Family account can sign-up for their own Uber One subscription if eligible to do so). Must be 18 years or older to sign-up for Uber One. After the 6 month free trial ends, your Uber One subscription renews for $9.99/month until canceled. You can cancel your membership at any time in the Uber One section of the Uber app by selecting Manage Membership, then End Membership, then Leave Uber One. If you cancel before the 6 month free trial ends, you will still receive the full 6 months free. If you cancel less than 24 hours before your next renewal day, you may see a charge that will be automatically refunded. Except where prohibited by law, your subscription charge is non-refundable once your billing cycle begins. Use of Uber One is governed by these terms. Uber One subscription is fulfilled by Uber Technologies, Inc. and is unaffiliated with Apple Card's Daily Cash program. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment of Uber One subscription program.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. 

All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.