Using Apple Pay in stores, within apps, and on the web

Paying in stores, within apps, and on the web in Safari1 has never been easier, safer, or more private. Learn where and how to pay with Apple Pay.

Pay in stores

With your iPhone or Apple Watch, you can use Apple Pay wherever you see one of these symbols.2 

Touch ID screen on iPhone and Done screen on Apple Watch

Pay with iPhone

To use your default card, rest your finger on Touch ID and hold your iPhone within a few centimeters of the contactless reader until you see Done and a checkmark on the display. Watch the demo to see how it works.

 

Pay with Apple Watch

To use your default card, double-click the side button and hold the display of your Apple Watch within a few centimeters of the contactless reader. Wait until you feel a gentle tap. Watch the demo to see how it works.

 

If you need to choose Credit or Debit on the terminal, choose Credit.

Depending on the store and transaction amount, you might need to sign a receipt or enter your PIN.

If you're in Japan

Let the cashier know if you're paying with Suica, iD, or QUICPay. Simply look for the logo on your card in Wallet. To use your Suica card that's set as your Express Transit card, simply hold the top of your iPhone near the reader.

Pay with a different card instead of your default card

To switch cards on your iPhone, hold your device near the reader without resting your finger on Touch ID. When your default card appears, tap it, then tap the one that you want to use. Rest your finger on Touch ID to pay.

On your Apple Watch, double-click the side button. When your default card appears, swipe left or right to switch cards. Hold your watch near the reader to pay.

     Payment confirmation for Nola chair

Pay within apps

With your iPhone, iPad, and Apple Watch, you can use Apple Pay to pay within apps when you see Apple Pay as a payment option. Look for one of these buttons in apps.

To pay with Apple Pay within an app:

  1. Tap the Buy with Apple Pay or Apple Pay button or choose Apple Pay as your payment method.
  2. Check your billing, shipping, and contact information to make sure that they're correct. If you want to pay with a different card, tap > next to your card.
  3. If you need to, enter your billing, shipping, and contact information on your iPhone or iPad. Apple Pay will store that information, so you won't need to enter it again.
  4. On your iPhone or iPad, place your finger on Touch ID. On your Apple Watch, double-click the side button. In China, you might need to enter your PIN. When your payment is successful, you'll see Done and a checkmark on the screen.

Pay on the web in Safari

With your iPhone, iPad, and Mac, you can use Apple Pay to pay on the web in Safari.1,3

Payment confirmation for North Face hoodie

With your iPhone or iPad

  1. Tap the Buy with Apple Pay or Apple Pay button.
  2. Check your billing, shipping, and contact information to make sure that they're correct. If you want to pay with a different card, tap > next to your card.
  3. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information, so you won't need to enter it again.
  4. When you’re ready, make your purchase and place your finger on Touch ID. When your payment is successful, you’ll see Done and a checkmark on the screen.

With your MacBook Pro with Touch ID

  1. Tap the Apple Pay or Buy with Apple Pay button.
  2. Check your billing, shipping, and contact information to make sure that they're correct. To pay with a different card instead of your default card, click Expand menu icon next to your default card and select the card you want to use. 
  3. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information, so you won't need to enter it again.
  4. When you're ready, make your purchase. Follow the prompts on the Touch Bar and place your finger on Touch ID. If Touch ID is off, tap the Apple Pay icon on the Touch Bar and follow the prompts on the screen. When your payment is successful, you'll see Done and a checkmark on the screen.

With other Mac models

  1. Make sure that you're signed in to the same Apple ID on your iPhone, iPad, Mac, or Apple Watch. Also, your Mac needs to have Bluetooth on.
  2. Tap the Buy with Apple Pay or Apple Pay button.
  3. Check your billing, shipping, and contact information to make sure that they're correct. To pay with a different card instead of your default card, click Expand menu icon next to your default card and select the card you want to use. You can choose credit and debit cards from any iPhone or Apple Watch that is nearby and signed into the same iCloud account.
  4. If you need to, enter your billing, shipping, and contact information. Apple Pay will store that information on your iPhone, so you won't need to enter it again.
  5. When you're ready, make your purchase. On your iPhone, place your finger on Touch ID or double-click the side button on your Apple Watch. When your payment is successful, you'll see Done and a checkmark on the screen.

Use a rewards card

At participating stores, you can receive or redeem rewards using Apple Pay. Just add your rewards card to Wallet and use it when you pay with Apple Pay. If you want your rewards card to appear automatically in a store, go to the card, tap Info icon, then turn on Automatic Selection.

After using your rewards card, Apple Pay switches to your default payment card to pay for the purchase. Depending on the store, you can apply your rewards card and payment card in one step, or you might need to wait until the terminal or cashier asks for payment.

Check your transaction history

When you view your card in Wallet, you’ll see the last transaction for each credit card or debit card. You might also see the last ten transactions for your cards. Just tap the card and tap Info icon. Then tap the Transactions tab. Depending on your bank or card issuer, you might see only transactions made from your device. Or you might see all transactions made from your credit or debit card account, including all Apple Pay devices and your plastic card.

Some banks or issuers provide only initial authorization amounts to Wallet, which might be different from the final transaction amount. Depending on your bank or issuer, you might see different transaction amounts from locations such as restaurants, gas service stations, hotels, and car rental companies. Always refer to the credit or debit card statement from your bank or issuer for final transaction details.

If a transaction was declined, contact your bank or issuer for help.

Learn more

 

  1. Using Apple Pay on the web in Safari isn't currently available in China.
  2. To use Apple Pay to ride transit and pay in stores in Japan, you need an iPhone 8, iPhone 8 Plus, or Apple Watch Series 3. Or you can use an iPhone 7, iPhone 7 Plus, or Apple Watch Series 2 that's purchased in Japan. Learn how to tell whether or not your device was purchased in Japan
  3. In Italy, you can use your iPhone and Apple Watch to make Apple Pay purchases in stores with your Maestro card. Maestro cards can't be used within apps and on the web. In Japan, Visa cards can't be used within apps and on the web.

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Published Date: 2017-09-20