Use Tap to Cash
With Tap to Cash, users can send or receive Apple Cash* by holding two iPhone or Apple Watch devices together. When money is transferred, it's private—your phone number and email aren't shared.
What you need
You and the person you're sending money to or receiving money from must have the following:
A compatible device with iOS 18 or later or watchOS 11 or later
A Wi-Fi or cellular connection
Send money using Tap to Cash
On your iPhone
Open the Wallet app, tap your Apple Cash card, then tap Send or Request.
Select Tap to Cash.
Enter the amount, then add a note if you want to identify what the payment is for. Tap Next.
Double-click the side button to confirm.
Hold the top of your iPhone near another iPhone or Apple Watch.
On your Apple Watch
Open the Wallet app, tap your Apple Cash card, then scroll down and select Tap to Cash.
Enter the amount you want to send, then tap Continue.
Double-click the side button to confirm, or tap Apple Cash to change your payment method.
Hold your Apple Watch near another Apple Watch or iPhone.
Within a 7-day period, you can send or receive a maximum of $2,000.
Other ways to access Tap to Cash
Some shortcuts to Tap to Cash aren't available if Require Face ID for Wallet is enabled.
Accept money using Tap to Cash
On your iPhone or Apple Watch, tap the screen or press the side button to wake the device.
Hold the top of your iPhone or Apple Watch near another Apple Watch or iPhone.
Tap Accept or Decline. If you accept a payment and don't have Apple Cash set up, tap Set Up Now to set up Apple Cash on your device.
Identify a Tap to Cash transaction
On your iPhone
Open the Wallet app, then tap your Apple Cash card.
Under Latest Transactions, if it's a Tap to Cash transaction, you'll see the Tap to Cash icon
.
On your Apple Watch
Open the Wallet app, then tap your Apple Cash card.
Tap the transaction. If it's a Tap to Cash transaction, you'll see "via Tap to Cash."
* Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about the Terms and Conditions. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply, see Terms and Conditions for details. To access and use all Apple Cash features, you must have an eligible device with Wallet that has the latest version of iOS.
