See your Apple Card recurring transactions
In the Wallet app, you can see upcoming transactions, review what you've been charged before, and keep track of your recurring spending on your Apple Card.
Learn about recurring transactions
Recurring transactions are charges that Apple Card identifies as happening on a regular schedule, such as a monthly subscription, an annual membership, or a utility bill. Apple Card uses your transaction history with each merchant to find recurring charges, then estimates your next charge amount and date.
See your recurring transactions
On your iPhone, open the Wallet app and tap Apple Card.
Tap the More button
, then tap Recurring.Choose an option:
Tap Upcoming to see expected transactions on a calendar, then scroll down to see upcoming expected transactions and recent transactions.
Tap All to see every transaction identified as recurring.
In the Upcoming view, expected transactions appear on a monthly calendar, with the total expected amount shown under each date. In the All view, you can see each recurring transaction and how often the charge repeats such as Monthly or Yearly, and the next expected date.
See details for a recurring transaction
In the Recurring view, tap a merchant to see:
Expected amount
Expected date
How often the charge repeats
Last four digits of the card number used
Scroll down to Recent Transactions to see recent charges from the merchant or tap See All to see all previous transactions.
Mark a transaction as not recurring
If a transaction appears in Recurring but isn't a recurring transaction, you can remove it from your recurring transactions.
In the Recurring view, tap the merchant.
Scroll to the bottom, then tap Mark as Not Recurring.
See how recurring transactions are displayed
Apple Card predicts upcoming dates and amounts from your past transactions with each merchant. They're estimates, not confirmed charges, so they may not be exact and a predicted charge may not happen at all.
Recent cancellations and newly added subscriptions may not be reflected right away. If you cancel a subscription or service, a transaction may keep appearing as recurring until an expected charge doesn't appear from the merchant.
If a subscription price or merchant charge increases, the amount updates once the transaction appears, so future predictions reflect the new price going forward.
Refunds and disputes don't change your past transactions or upcoming predictions, since predictions are based on your recurring pattern with a merchant, not any single charge. A refund appears as its own separate transaction and counts toward your spending trends and totals.
Amounts shown in the calendar view are rounded. For example, $39.42 appears as $39 and $4,567 as $4.6k. To see the actual amount, tap the date on the calendar.
A "Variable" badge appears on transactions like a utility bill, where the amount changes from cycle to cycle even though the charge arrives on the same schedule.
Apple Card Family Owners and Co-Owners see Recurring transactions across the whole account, including participants. Participants can see only their transactions.
Apple Card Monthly Installments* don't appear in the Recurring view.
Subscriptions billed together by Apple, such as Apple One, may appear as a single recurring transaction labeled "Apple" rather than as separate charges for each service in the bundle.
Everyday spending may sometimes appear in Recurring even when it isn't. To remove a transaction from Recurring, you can Mark as Not Recurring.
* Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See here for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of October 1, 2026, the variable APR on new Apple Card accounts ranges from 17.74% to 27.99%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers (prepaid carrier plans are not supported): AT&T, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made at the following special storefronts or when using these discounts in-store at Apple: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement for more information about ACMI.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.