If you can’t transfer money to or from Savings using your external bank account

Confirm that your bank account meets these requirements, then make sure that it’s verified.

Requirements

Your external bank account needs to:

  • Be a checking, savings, or other type of deposit account.

  • Be a personal account and not a business or trust account.

  • Be with a financial institution based in the U.S. or U.S. territories.

  • Be an account owned by you.

Verify your bank account

  1. On your iPhone, open the Wallet app and tap Apple Card.

  2. Tap Savings Account, then tap the More buttonMore button.

  3. Tap Account Details, then Bank Accounts.

  4. Under your external bank, tap Link Account.

  5. Follow the onscreen instructions.

If you still can't transfer money to or from Savings using your external bank account, call 1-877-255-5923 to speak with a Savings Account Specialist at Goldman Sachs.*

The specialist may initiate a three-way call with you, your financial institution, and Goldman Sachs to verify your account. The time to complete the verification will depend on the availability of your bank.

Learn more

Transfer money from Savings to Apple Cash or your external bank account.

  • To access Savings, Apple Card Owners and Co-Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash account and Savings accounts. Owners and Co-Owners may individually change where their Daily Cash is deposited at any time. For additional information about Daily Cash, including how it is earned, please see the Apple Card Customer Agreement. Savings accounts are not available in Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.

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