If a payment card that you use with Apple Pay is declined
If a payment card that you use with Apple Pay is declined when you try to make a purchase, contact your bank or card issuer.
All Apple Pay transactions are routed to card issuers for approval. If a payment card that you use with Apple Pay is declined, it can be based on a variety of factors or rules set by your card issuer. If you have questions about why your card is declined, contact your bank or card issuer.
To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.
Apple Pay is not available in all markets. View Apple Pay countries and regions.
Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see Feature Availability.
