Remove a participant from your shared Apple Card account
Account owners and co-owners can remove participants from a shared Apple Card account and participants can also remove themselves.
How to remove a participant from your Apple Card Family account
On your iPhone:
Open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details
.Tap the participant that you want to remove.
Scroll down and tap Stop Sharing, then confirm.
On your iPad:
Open the Settings app, then tap Wallet & Apple Pay.
Tap Apple Card, then tap the Info tab.
Tap the participant you want to remove.
Tap Stop Sharing, then tap Confirm.
When you remove a participant from your shared Apple Card Family account, that participant can no longer spend on your Apple Card.1,2 Any transactions the participant attempts will be automatically declined. Removing a participant does not close your shared Apple Card account. The account owner or co-owners are still responsible for the balance and payments after a participant is removed.3
How to remove yourself as a participant from Apple Card Family
On your iPhone:
Open the Wallet app and tap Apple Card.
Tap the More button
, then tap Account Details.Scroll down and tap Stop Using Shared Apple Card, then tap Stop Using & Remove.
On your iPad:
Open the Settings app and tap Wallet & Apple Pay.
Tap Apple Card, then tap the Info tab.
Tap Stop Using Shared Apple Card, then tap Stop Using & Remove.
How to remove an account co-owner from your Apple Card Family Account
If you don't want to be account co-owners with someone else, you need to close your shared Apple Card account and open a new Apple Card account. When a shared Apple Card account is closed, both co-owners are responsible for all outstanding balances on the account until they're paid in full.
If a participant can't find their titanium Apple Card
The account owner or co-owner can lock the participant's account so that purchases or transactions cannot be made on their account while the card is missing.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant, click here.
Apple Card Family Participants and Co-Owners do not need to have a familial relationship but must be part of the same Apple Family Sharing group.
Each Co-Owner is individually liable for all balances on the Co-Owned Apple Card, including amounts due on your Co-Owner's account before the accounts merged. Each Co-Owner will be reported to credit bureaus as an owner on the account. In addition, Co-Owners will have full visibility into all account activity and each Co-Owner is responsible for the other Co-Owner’s instructions or requests. Co-ownership carries certain risks, as payment history and other details about your Apple Card, including any negative information like missed payments, will be shared. Addition of new Co-Owner or merging existing accounts is subject to credit approval and general eligibility requirements. For Apple Card eligibility requirements, click here. Either Co-Owner can close the account at any time, which may negatively impact your credit, and you will still be responsible for paying all balances on the account. For details on account-sharing options, including some of the risks and benefits, click here.
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